Credit union · NCUA insured
Old Hickory Credit Union CD Rates
Old Hickory Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Old Hickory Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Old Hickory Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Old Hickory Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $375
Regular Share Certificates
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Old Hickory Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.65%
- 31–60 months31–60 mo2.65%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Hickory Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 3.75%APY · 7 terms
Requires a minimum balance of $500. Dividend rate is guaranteed for the term of the certificate. Penalty for early withdrawal. Jumbo certificates for balances of $100,000 or greater pay .10% APY more than the regular certificate yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.75% | $375 |
| 18 months | 2.65% | $400 |
| 24 months | 2.65% | $537 |
| 36 months | 2.65% | $816 |
| 48 months | 2.65% | $1,103 |
| 60 months | 2.65% | $1,397 |
Sources (1)
- ohcu.org/Rates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 6 terms
Requires a minimum balance of $500. Dividend rate is guaranteed for the term of the certificate. Penalty for early withdrawal except withdrawal after age 59 1/2. Jumbo certificates for balances of $100,000 or greater pay .10% APY more than the regular certificate yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
| 24 months | 2.65% | $537 |
| 36 months | 2.65% | $816 |
| 48 months | 2.65% | $1,103 |
| 60 months | 2.65% | $1,397 |
| 84 months | 2.65% | $2,009 |
Sources (1)
- ohcu.org/Rates · captured Sep 18, 2026
Who can join Old Hickory Credit Union
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