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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 1–15 of 31 in Nashville, TN metro · median 12.00% APR

  1. Top Carrot, Carrot Score 88
    Heritage SouthPlatinum VISA Credit Card · No annual fee

    Credit union · 2 branches

    8.90%APRas low as · up to 18.00%
  2. Outreach FCUVisa Platinum Credit Card · No annual fee

    Credit union · 1 branch

    8.90%APRas low as
  3. Top Carrot, Carrot Score 94
    St. Thomas Credit UnionVisa Credit Card · No annual fee

    Credit union · 1 branch

    8.90%APRas low as · up to 17.75%
  4. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionVisa® Platinum · No annual fee

    Credit union · 1 branch

    8.99%APRas low as · up to 16.99%
  5. Top Carrot, Carrot Score 95
    Ascend Federal Credit UnionAscend Visa Platinum Rewards Card · No annual fee

    Credit union · 20 branches

    9.50%APRas low as · up to 18.00%
  6. Liberty FCUPlatinum Prime Plus · No annual fee

    Credit union · 9 branches

    9.75%APRas low as
  7. Top Carrot, Carrot Score 88
    Family Advantage FCUEarning Advantage VISA Credit Card · No annual fee

    Credit union · 3 branches

    9.90%APRas low as
  8. Top Carrot, Carrot Score 91
    Nashville Firemen’s Credit UnionVisa Credit Card - Fixed Rate · No annual fee

    Credit union · 1 branch

    9.90%APRas low as
  9. Top Carrot, Carrot Score 88
    Veritas Federal Credit UnionPlatinum Visa · No annual fee

    Credit union · 1 branch

    9.90%APRas low as
  10. Enbright Credit UnionVisa Platinum Rewards Credit Card · No annual fee

    Credit union · 3 branches

    9.99%APRas low as · up to 10.99%
  11. Koin Credit UnionRoyal · No annual fee

    Credit union · 1 branch

    9.99%APRas low as
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee

    Credit union · 1 branch

    10.50%APRas low as · up to 18.00%
  13. Redstone Federal Credit UnionVisa Traditional (variable) · No annual fee

    Credit union · 6 branches

    10.75%APRas low as
  14. Top Carrot, Carrot Score 87
    Nashville Post Office Credit UnionPlatinum Visa · No annual fee

    Credit union · 1 branch

    11.00%APRas low as
  15. City & County Credit UnionPlatinum Credit Card · No annual fee

    Credit union · 1 branch

    11.75%APRas low as · up to 18.00%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Nashville, TN metro

31 banks and credit unions · checked Oct 15–22

Typical
12.00%
Top 10% up to
8.99%
Banks, typical
16.37%
Credit unions, typical
10.50%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Nashville, TN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ascend Federal Credit UnionCredit union · 20 branches
  2. St. Thomas Credit UnionCredit union · 1 branch
See all ranked institutions