Bank · FDIC insured
The Farmers Bank CD Rates
The Farmers Bank’s best CD rate is 3.65% APY on a 7-month CD. Terms run from 7 months to 13 months. Rates checked October 15, 2026.
How The Farmers Bank’s CD rates compare
Compared with banks and credit unions in Tennessee, where The Farmers Bank has the most branches. $10,000, best rate first.
This bank’s best
The Farmers Bank
3.65%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $211
Certificates of Deposit (CDs)
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,769
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.65%APY · 2 terms
Terms range from 1 month to 5 years. Early withdrawals are subject to penalty. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-month certificate automatically renews into a 6-month term at prevailing rates unless redeemed within 10 days of maturity. Penalty for early withdrawal. Fees may reduce earnings. No institutional investors. Limited time offer | 3.65% | $211 |
| 13 months13-month certificate automatically renews into a 12-month term at prevailing rates unless redeemed within 10 days of maturity. Penalty for early withdrawal. Fees may reduce earnings. No institutional investors. Limited time offer | 3.25% | $353 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.