Credit union · NCUA insured
Vanderbilt Credit Union
A $53.3M credit union headquartered in Nashville, TN, with 6,886 members and 2 branches in Tennessee. Best rates: CDs 3.82% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs673.30%for 3–8 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vanderbilt Credit Union
Established in 1959, Vanderbilt Credit Union is a member-owned financial cooperative headquartered in Nashville, Tennessee.
Operating as a division of Fortera Federal Credit Union, it focuses on maximizing the economic benefit of the Vanderbilt University and VUMC communities.
- Headquarters
- Suite 100, 2900 Vanderbilt Place, Nashville, TN 37232-0001
- NCUA charter
- 68119
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any employee, faculty member, student, or officer of administration of affiliated organizations is eligible to join.
- Associations or organizations composed of the same general membership are eligible to join.
- Individuals retired from Vanderbilt University are eligible to join.
Military, government and schools
- Vanderbilt postdoctoral fellows supported by funds that do not allow them to be considered employees are eligible for membership.
- Any employee, faculty member, student, or officer of administration of Vanderbilt University is eligible for membership.
Family and household
- Members of the immediate family of eligible individuals are eligible to join.
Cost to join
- There is a one-time membership fee of twenty-five cents ($0.25).
- Must maintain a balance in share account of twenty-five dollars ($25.00).
Branches
2 branches in Tennessee
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Tennessee
2 branches
- Vanderbilt University Employees Credit UnionMain officeSuite 100, 2900 Vanderbilt Place, Nashville, TN 37232Directions
- Vanderbilt Hospital BranchRoom 1107, 1211 Medical Center Drive, Nashville, TN 37232Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.79% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.29% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio9.79%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.29%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vanderbilt Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.