Credit union · NCUA insured
Koin Credit Union CD Rates
Koin Credit Union’s best CD rate is 3.70% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Koin Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Koin Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Koin Credit Union
3.70%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $370
Term Certificates
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Koin Credit Union CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Koin Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
Up to 3.70%APY · 7 terms
Certificate rates are reviewed on a weekly basis and can change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 12 months | 3.70% | $370 |
| 18 months | 3.70% | $560 |
| 24 months | 3.29% | $669 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.29% | $1,757 |
Sources (1)
- koincu.org/rates · captured Oct 5, 2026
Who can join Koin Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available exclusively through trusted partner organizations.
Membership information collected October 5, 2026.