Bank · FDIC insured
Homeland Community Bank
A $244.1M bank headquartered in McMinnville, TN, with 4 branches in Tennessee. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.60%Needs another account or monthly activityCD rates →
- Savings790.55%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Homeland Community Bank
Homeland Community Bank is a locally owned and operated bank located in Warren County, Tennessee.
The bank was organized in 2003 by a group of local business persons to provide modern banking services from a local perspective.
- Headquarters
- 900 N Chancery St, McMinnville, TN 37110
- FDIC certificate
- 57632 ↗
Branches
4 branches in Tennessee
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Tennessee
4 branches
McMinnville area · 3
- Homeland Community BankMain office900 N Chancery St, McMinnville, TN 37110Directions
- Mt. Leo Branch807 Beersheba Hwy, McMinnville, TN 37110Directions
- Morrison Branch150 North Railroad Street, Morrison, TN 37357Directions
Nashville area · 1
- Woodbury Branch1528 John Bragg Hwy, Woodbury, TN 37190Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.36% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $60 | $81 | — |
- CapitalLeverage ratio8.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.36%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$60Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Homeland Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.