Bank · FDIC insured
First Commerce Bank
A $935.1M bank headquartered in Lewisburg, TN, with 6 branches in Tennessee. Best rates: CDs 3.75% and savings 0.10% APY.
First Commerce Bank Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#3 of 4 in Lewisburg, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Commerce Bank
First Commerce Bank was established on December 2, 2002, with the support of over 1,000 shareholders as a locally owned and managed community bank.
Headquartered in Lewisburg, Tennessee, the bank operates branch offices in Lewisburg, Chapel Hill, Fayetteville, Shelbyville, and Murfreesboro.
- Headquarters
- 500 N Ellington Pkwy, Lewisburg, TN 37091
- FDIC certificate
- 57465 ↗
Branches
6 branches in Tennessee
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Tennessee
6 branches
Lewisburg area · 3
- First Commerce BankMain office500 N Ellington Pkwy, Lewisburg, TN 37091Directions
- Chapel Hill Branch4641 Nashville Hwy, Chapel Hill, TN 37034Directions
- Lewisburg Branch701 Cornersville Rd, Lewisburg, TN 37091Directions
Fayetteville area · 1
- First Commerce Bank Fayetteville Branch304 College St W, Fayetteville, TN 37334Directions
Nashville area · 1
- Murfreesboro Branch1111 N Maple St, Murfreesboro, TN 37130Directions
Shelbyville area · 1
- Shelbyville Branch1122 N Main St, Shelbyville, TN 37160Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.21% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.08% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio10.21%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.08%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Commerce Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.