Credit union · NCUA insured
Dixie Line CU
A $13.9M credit union headquartered in Nashville, TN, with 823 members and 1 branch in Tennessee. Best rates: CDs 3.61% and savings 0.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.61%CD rates →
- Savings740.30%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dixie Line CU
Dixie Line Credit Union is based in Nashville, Tennessee, and was founded in 1932.
Established to assist railroad workers, the financial cooperative is member-owned and member-operated.
- Headquarters
- 567 Veritas St, Nashville, TN 37211
- NCUA charter
- 67937
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups (CSX Railroad, American Sugar Refining, Land O Lakes/Purina, SudberryMill Works, Serra Chevrolet, Wyatt Johnson, Hailey’s Harbor) are eligible for membership.
- Retirees of select employer groups are eligible for membership.
Family and household
- Family members of employees of select employer groups are eligible for membership.
Cost to join
- A share savings account with a minimum balance of $25.00 is required to become a member.
Branches
1 branch in Tennessee
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Tennessee
1 branch
- Dixie Line Credit UnionMain office567 Veritas St, Nashville, TN 37211Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.79% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.34% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio15.79%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.34%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dixie Line CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.