Credit union · NCUA insured
Fortera Credit Union
Top CarrotA $938.9M credit union headquartered in Clarksville, TN, with 83,977 members and 8 branches in 2 states. Best rates: CDs 4.00% and savings 2.00% APY.
Fortera Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#3 of 13 in Clarksville, TN-KY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fortera Credit Union
Fortera Credit Union is a member-owned financial cooperative serving multiple counties across Tennessee and Kentucky.
- Headquarters
- 2050 Lowes Dr, Clarksville, TN 37040-1620
- NCUA charter
- 9759
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or attends school in Fortera's service regions in Tennessee (Montgomery, Stewart, Chester, Decatur, Lewis, McNairy, and Perry counties) or Kentucky (Christian, Trigg, Todd, McLean, and Webster counties).
Employers and groups
- Membership is available through a qualifying association membership, with Fortera covering the membership fee.
- Membership is available by joining an affiliated partner.
Family and household
- Membership is open to individuals who have an immediate family member who is a Fortera member.
Branches
8 branches in 2 states
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Tennessee
5 branches
Clarksville area · 4
- Main Office BranchMain office2050 Lowes Dr, Clarksville, TN 37040Directions
- Dover Crossing Branch145 Dover Crossing Rd, Clarksville, TN 37042Directions
- Madison Street Branch2193 Madison St, Clarksville, TN 37043Directions
- Tiny Town Branch500 Heritage Pointe Dr, Clarksville, TN 37042Directions
Nashville area · 1
- Nashville Branch2004 Hayes St Ste 120, Nashville, TN 37203Directions
Kentucky
3 branches
- Fort Campbell88 Michigan Ave, Fort Campbell, KY 42223Directions
- Hopkinsville Griffin Bell Drive130 Griffin Bell Dr, Hopkinsville, KY 42240Directions
- Hopkinsville Wal-Mart Supercenter300 Clinic Dr, Hopkinsville, KY 42240Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.69% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.65% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.48% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio12.69%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.65%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.48%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fortera Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.