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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in Boston, MA-NH metro

  1. Common Trust FCUTerm CertificateCD · 24 months · $500 min

    Credit union · 4 branches

    3.30%APY$671 over 24 months on $10,000
  2. SCU Credit Union36 Month Step Up Certificates of DepositCD · 36 months · $500 min

    Credit union · 8 branches

    3.30%APY$1,023 over 36 months on $10,000intro rate
  3. Billerica Municipal Employees Credit UnionCertificate of DepositCD · 6 months · $500 min

    Credit union · 2 branches

    3.29%APY$163 over 6 months on $10,000intro rate
  4. SCU Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 8 branches

    3.25%APY$161 over 6 months on $10,000
  5. Cambridge Savings BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 24 branches

    3.25%APY$161 over 6 months on $10,000
  6. Dedham Town Employees FCUCertificatesCD · 8 months

    Credit union · 1 branch

    3.25%APY$216 over 8 months on $10,000
  7. Bank of New EnglandCertificates of DepositCD · 12 months · $500 min

    Bank · 6 branches

    3.25%APY$325 over 1 year on $10,000
  8. Dean BankAdd-On CD SpecialCD · 17 months · $1,000 min

    Bank · 2 branches

    3.25%APY$464 over 17 months on $10,000intro rate
  9. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 113 branches

    3.15%APY$315 over 1 year on $10,000
  10. First Tech Federal Credit UnionBump Up Share CertificatesCD · 18 months · $500 min · 3.15%–3.40% by balance

    Credit union · 13 branches

    3.15%APY$476 over 18 months on $10,000
  11. BCUStandard CDsCD · 60 months

    Credit union · 1 branch

    3.10%APY$1,649 over 60 months on $10,000
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 2 branches

    3.04%APY$1,615 over 60 months on $10,000
  13. Lynn Firemen's Federal Credit Union6 month CDCD · 6 months

    Credit union · 1 branch

    3.00%APY$149 over 6 months on $10,000
  14. Primary BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    3.00%APY$300 over 1 year on $10,000
  15. Haverhill Fire Department Credit UnionTerm CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.00%APY$300 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Boston, MA-NH metro

1,533 CDs at 140 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
2.78%
Credit unions, typical
3.25%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate