Credit union · NCUA insured
Dedham Town Employees FCU
A $9.3M credit union headquartered in Dedham, MA, with 1,063 members and 1 branch in Massachusetts. Best rates: CDs 3.25% and savings 0.05% APY.
Dedham Town Employees FCU Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#141 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dedham Town Employees FCU
Dedham Town Employees Federal Credit Union is based in Dedham, Massachusetts, and was incorporated on June 25, 1962.
- Headquarters
- 202 Bussey St, Dedham, MA 02026
- NCUA charter
- 15073
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Elected and appointed officials of the Town of Dedham are eligible for membership.
- Employees of the Dedham Housing Authority are eligible for membership.
- Norfolk County Employees (including Norfolk County Agricultural High School) are eligible for membership.
- Employees of the Town of Dedham School Department are eligible for membership.
- Employees of the Town of Dedham are eligible for membership.
- Employees of the Dedham/Westwood Water District are eligible for membership.
1 more way to join
Family and household
- Spouses, mothers, fathers, step-parents, children, step-children, brothers, and sisters of members are eligible for membership.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- DtefcuMain office202 Bussey St, Dedham, MA 02026Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.45% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $25 | $59 | — |
- CapitalNet worth ratio13.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$25Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dedham Town Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.