Credit union · NCUA insured
Haverhill Fire Department Credit Union CD Rates
Haverhill Fire Department Credit Union’s best CD rate is 3.00% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 15, 2026.
How Haverhill Fire Department Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Haverhill Fire Department Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Haverhill Fire Department Credit Union
3.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $300
Term Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Haverhill Fire Department Credit Union CD score
68
CD score
Higher than 20% of U.S. banks and credit unions
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Haverhill Fire Department Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
3.00%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Sources (1)
- hfdcu.com/rates/deposit-rates · captured Sep 18, 2026
Who can join Haverhill Fire Department Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Present or retired public safety employees in Northern Essex County are eligible for membership.
Family and household
- Immediate family members—including spouse, children, parents, siblings, grandparents, grandchildren, and in-laws—of qualifying public safety employees are eligible for membership.
Membership information collected October 5, 2026.