Bank · FDIC insured
Primary Bank CD Rates
Primary Bank’s best CD rate is 3.75% APY on a 7-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Primary Bank’s CD rates compare
Compared with banks and credit unions near Manchester, NH, where Primary Bank has the most branches. $10,000, best rate first.
This bank’s best
Primary Bank
3.75%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $217
7-Month CD Special
Top rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,412
2nd-highest rate
GFA FCU
4.45%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,902
Primary Bank CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Primary Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7-Month CD Special
3.75%APY · 1 term
Only available for funds not currently on deposit at Primary Bank. Minimum deposit to open is $1,000. Automatically renews into a 12-month CD at the interest rate in effect at the time of renewal unless withdrawn during the grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsNew Money Only. Minimum deposit to open is $1,000. The CD will automatically renew into a 12 month CD at the interest rate in effect at the time of renewal unless the funds are withdrawn during the grace period | 3.75% | $217 |
Sources (2)
All captured Oct 3, 2026
Certificate of Deposit
Up to 3.00%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum deposit to open is $1,000 | 1.50% | $75 |
| 12 monthsMinimum deposit to open is $1,000 | 3.00% | $300 |
| 15 monthsMinimum deposit to open is $1,000 | 2.75% | $345 |
| 18 monthsMinimum deposit to open is $1,000 | 2.75% | $415 |
| 24 monthsMinimum deposit to open is $1,000 | 2.50% | $506 |
| 36 monthsMinimum deposit to open is $1,000 | 2.50% | $769 |
| 48 monthsMinimum deposit to open is $1,000 | 2.50% | $1,038 |
| 60 monthsMinimum deposit to open is $1,000 | 2.50% | $1,314 |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Individual Retirement Account (IRA CD)
Up to 3.00%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum deposit to open is $1,000 | 1.50% | $75 |
| 12 monthsMinimum deposit to open is $1,000 | 3.00% | $300 |
| 15 monthsMinimum deposit to open is $1,000 | 2.75% | $345 |
| 18 monthsMinimum deposit to open is $1,000 | 2.75% | $415 |
| 24 monthsMinimum deposit to open is $1,000 | 2.50% | $506 |
| 36 monthsMinimum deposit to open is $1,000 | 2.50% | $769 |
| 48 monthsMinimum deposit to open is $1,000 | 2.50% | $1,038 |
| 60 monthsMinimum deposit to open is $1,000 | 2.50% | $1,314 |
Sources (2)
All captured Oct 3, 2026
SAFE IRA-CD
3.00%APY · 1 term
Minimum deposit to open is $10,000. New Money Only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum deposit to open is $10,000. New Money Only | 3.00% | $149 |
Sources (1)
- primarybanknh.com/personal/consumer-deposit-rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.