Credit union · NCUA insured
Haverhill Fire Department Credit Union
A $27.3M credit union headquartered in Haverhill, MA, with 1,197 members and 1 branch in Massachusetts. Best rates: CDs 3.00% and savings 0.05% APY.
Haverhill Fire Department Credit Union Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#107 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Haverhill Fire Department Credit Union
Chartered in 1933 for Haverhill firefighters and their families, Haverhill Fire Department Credit Union operates from its headquarters in Haverhill, Massachusetts.
The credit union expanded eligibility to Northern Essex County public safety employees in 1996 and purchased its 75 Kenoza Avenue building in 2008.
- Headquarters
- 75 Kenoza Ave, Haverhill, MA 01830-4132
- NCUA charter
- 67710
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Present or retired public safety employees in Northern Essex County are eligible for membership.
Family and household
- Immediate family members—including spouse, children, parents, siblings, grandparents, grandchildren, and in-laws—of qualifying public safety employees are eligible for membership.
Branches
1 branch in Massachusetts
Loading map…
Massachusetts
1 branch
- Main OfficeMain office75 Kenoza Ave, Haverhill, MA 01830Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.51% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio9.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Haverhill Fire Department Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.