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Credit union · NCUA insured

Billerica Municipal Employees Credit Union CD Rates

Billerica Municipal Employees Credit Union’s best CD rate is 3.29% APY on a 6-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 15, 2026.

How Billerica Municipal Employees Credit Union’s CD rates compare

Compared with banks and credit unions near Boston, MA-NH, where Billerica Municipal Employees Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Billerica Municipal Employees Credit Union

    3.29%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $163

    Certificate of Deposit

  • Top rate

    RiverWorks Credit Union

    4.80%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $237

    RiverWorks Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Arise Financial

    4.75%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,494

    Arise Financial rates

Compare CD rates near you →

Billerica Municipal Employees Credit Union CD score

66

CD score

Higher than 18% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.29%
  • 9–15 months9–15 mo3.05%
  • 16–30 months16–30 mo2.78%
  • QualifiedQualified3.29%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Billerica Municipal Employees Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Billerica Municipal Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • Municipal employees of the Town of Billerica, including Billerica Public School and Shawsheen Technical School employees.

Family and household

  • Families of municipal employees of the Town of Billerica (including Billerica Public School and Shawsheen Technical School employees).

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Billerica Municipal Employees Credit Union overview