Credit union · NCUA insured
Lynn Firemen's Federal Credit Union
A $19.8M credit union headquartered in Lynn, MA, with 1,605 members and 1 branch in Massachusetts. Best rates: CDs 4.00% and savings 0.10% APY.
Lynn Firemen's Federal Credit Union Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#112 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lynn Firemen's Federal Credit Union
- Headquarters
- 30 Boston St Ste 9, Lynn, MA 01904
- NCUA charter
- 484
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Past and present paid members of the Lynn Fire Department, Swampscott Fire Department, and Nahant Fire Department are eligible for membership.
Family and household
- Spouses, children, stepchildren, parents, stepparents, grandparents, brothers, and sisters of members are eligible for membership.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Lynn Firemen's FCUMain office30 Boston St Ste 9, Lynn, MA 01904Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.62% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio19.62%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lynn Firemen's Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.