Bank · FDIC insured
Primary Bank
A $769.5M bank headquartered in Bedford, NH, with 4 branches in New Hampshire. Best rates: CDs 3.75% and savings 0.50% APY.
Primary Bank Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#18 of 23 in Manchester, NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Primary Bank
Primary Bank is a commercial bank focusing on small business banking and lending in New Hampshire.
The bank's foundational missions are to support small businesses, grow communities, build jobs, and enhance the overall economic strength of the state.
- Headquarters
- 207 Route 101, Bedford, NH 03110
- FDIC certificate
- 59086 ↗
Branches
4 branches in New Hampshire
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New Hampshire
4 branches
Manchester area · 3
- Primary BankMain office207 Route 101, Bedford, NH 03110Directions
- Mancester North1662 Elm St, Manchester, NH 03101Directions
- Nashua Branch327 Amherst St, Nashua, NH 03063Directions
Boston area · 1
- Derry Branch Office23 Crystal Ave, Derry, NH 03038Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.48% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $104 | $81 | — |
- CapitalLeverage ratio16.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.48%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$104Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Primary Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.