Bank · FDIC insured
Bank of New England CD Rates
Bank of New England’s best CD rate is 3.25% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Bank of New England’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Bank of New England has the most branches. $10,000, best rate first.
This bank’s best
Bank of New England
3.25%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $325
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Bank of New England CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo2.27%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of New England ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.25%APY · 10 terms
Interest compounding monthly (for CD terms in excess of six months). Interest rate guaranteed for term of investment. Automatic renewal option at maturity. Balances insured by the FDIC up to the maximum allowed by law. Penalties for early withdrawal may apply. $500 Minimum Balance Required. Substantial penalty for early withdrawal may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.25% | $2 |
| 3 months | 0.25% | $6 |
| 6 months | 1.51% | $75 |
| 12 months | 3.25% | $325 |
| 15 months | 3.25% | $408 |
| 18 months | 3.04% | $459 |
| 24 months | 2.78% | $564 |
| 36 months | 2.27% | $697 |
| 48 months | 2.27% | $939 |
| 60 months | 2.27% | $1,188 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.