Bank · FDIC insured
Dean Bank
A $494.3M bank headquartered in Franklin, MA, with 4 branches in Massachusetts. Best rates: CDs 3.50% and savings 0.09% APY.
Dean Bank Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#89 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Dean Bank
Dean Bank states that its mission is to make a lasting, positive impact within the communities where it lives and works.
- Headquarters
- 21 Main St, Franklin, MA 02038
- FDIC certificate
- 27269 ↗
Branches
4 branches in Massachusetts
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Massachusetts
4 branches
Boston area · 2
- Dean Co-operative BankMain office21 Main St, Franklin, MA 02038Directions
- Pulaski Branch411 Pulaski Blvd, Bellingham, MA 02019Directions
Worcester area · 2
- Blackstone Branch8 Main St, Blackstone, MA 01504Directions
- Mendon Branch32 Hastings St, Mendon, MA 01756Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.26% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.39% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio8.26%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.39%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Dean Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.