Bank · FDIC insured
Dean Bank CD Rates
Dean Bank’s best CD rate is 3.50% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Dean Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Dean Bank has the most branches. $10,000, best rate first.
This bank’s best
Dean Bank
3.50%APY
- Term
- 9–11 months
- Minimum
- $1,000
- Earns on $10,000
- —
CD Special
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Dean Bank CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dean Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
3.50%APY · 2 terms
Penalty will be imposed for early withdrawal. Offer may be withdrawn at any time. Short-term CD special not eligible for an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9–11 monthsPick the term 9-11 Months. Short-term CD special not eligible for an IRA | 3.50% | $261 |
| 15 months | 3.50% | $439 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Add-On CD Special
3.25%APY · 1 term
Customer has the option to make additional deposits to the CD at any time over the term of the CD. Additional deposits must be at least $500. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and posted monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer. Also available as a Retirement Special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 17 monthsCustomer has the option to make additional deposits to the CD at any time (minimum $500). Penalty for early withdrawal equivalent to 12 months of interest. Automatically renews into 12-month CD | 3.25% | $464 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Certificates of Deposit
Up to 2.75%APY · 9 terms
Deposit insured by FDIC and DIF. Early withdrawal penalty applies. Terms up to 1 year pay simple interest; terms of 1 year or more compound continuously.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSimple interest | 1.00% | $25 |
| 6 monthsSimple interest | 2.50% | $124 |
| 12 monthsInterest compounded continuously | 2.00% | $200 |
| 18 monthsInterest compounded continuously | 2.00% | $301 |
| 24 monthsInterest compounded continuously | 2.00% | $404 |
| 30 monthsInterest compounded continuously | 2.00% | $508 |
| 36 monthsInterest compounded continuously | 2.25% | $690 |
| 48 monthsInterest compounded continuously | 2.50% | $1,038 |
| 60 monthsInterest compounded continuously | 2.75% | $1,453 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Special-purpose accounts
Retirement Special
3.50%APY · 1 term
Fixed rate IRA certificate special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 3.50% | $439 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Add-On Retirement CD Special
3.25%APY · 1 term
Customer has the option to add on the CD at any time over the term of the CD. Additional deposits must be at least $500. Penalty for early withdrawal equivalent to 12 months of interest. Interest is compounded continuously and paid monthly. At maturity, automatically renews at the current Dean Bank 12-month CD rate offered at time of renewal, unless otherwise directed by the customer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 17 monthsCustomer has option to make add-on deposits during term (minimum $500). Penalty for early withdrawal equivalent to 12 months of interest. Automatically renews to 12-month CD | 3.25% | $464 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Fixed Rate IRAs
Up to 2.75%APY · 7 terms
Tax-advantaged individual retirement account certificate. Minimum balance required to open the account and obtain the APY is $100.00. Interest compounded continuously for terms 1 year or more.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounded continuously | 2.00% | $200 |
| 18 monthsInterest compounded continuously | 2.00% | $301 |
| 24 monthsInterest compounded continuously | 2.00% | $404 |
| 30 monthsInterest compounded continuously | 2.00% | $508 |
| 36 monthsInterest compounded continuously | 2.25% | $690 |
| 48 monthsInterest compounded continuously | 2.50% | $1,038 |
| 60 monthsInterest compounded continuously | 2.75% | $1,453 |
Sources (1)
- deanbank.com/personal/cds-and-iras · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.