Best CD rates in Pennsylvania

Requirements

Product: Limited-time offer celebrating QNB Bank's 149th Founders' Day Anniversary. Excludes IRA, trust, estate, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Standard deposit account opening; $100 minimum for QuiNBy's CDs. At maturity, CDs automatically renew to a non-promotional 12-month term at prevailing APY.

Requirements

Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.

Offer: Share Certificate Special for the months of August, September, and October. Effective 8/1/2026-10/30/2026. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.

Requirements

Product: Minimum balance is $500. Early withdrawal penalty applies: 90 days of dividends for 6 and 12 month certificates, and 180 days of dividends for 18, 24, and 48 month certificates.

Offer: Special CD Rate. Dividends compounded quarterly. Early withdrawal penalty: 90 days of dividends.

Requirements

Product: Hershey FCU membership required. No setup or maintenance fees. Early withdrawal penalty applies. Rate is guaranteed for term. Certificates automatically renew or transfer to a share account if term is no longer offered.

Offer: CD Special. Dividends paid quarterly.

Requirements

Product: Rates fixed for the term; early withdrawal penalties apply; interest compounded daily.

Offer: Term is 13 months (special rate); minimum deposit to open and obtain APY is $500; penalty for early withdrawal is 180 days of interest.

Requirements

Product: Minimum daily balance of $500 to earn APY. $500 minimum to open. Automatically renewable. Early withdrawal penalty may apply and reduce earnings. Interest compounded daily.

Offer: Promotional Rates apply only to newly-opened Promotional Certificates of Deposit. For rollover CDs, refer to non-promotional rates.

Requirements

Product: Limited time offer. Customers must own a personal QNB checking account in good standing at the time of CD account opening. Excludes IRA, business, trust, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: Requires a personal QNB checking account in good standing ($100 minimum deposit for QuiNBy's CDs). No minimum balance requirement. Automatically renews to non-promotional 13-month term at prevailing APY.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Available for a limited time

Offer: Available for a limited time

Requirements

Product: Early withdrawals on Share Term Certificates are subject to a penalty equal to 90 days of dividends on the principal amount withdrawn.

Requirements

Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.

Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.

Requirements

Product: USX Federal Credit Union membership is required. Early withdrawal penalties apply (30-day dividend penalty for 6 Month, 90-day dividend penalty for all others). Dividends compound and credit monthly.

Requirements

Product: Promotional certificates are subject to change at any time without notice. Rate will be paid until maturity. Automatically renews at maturity at the next lowest non-promotional term rate unless contacted on or before maturity date. 10 calendar days after maturity to redeem without penalty. Penalty for early withdrawal. Minimum daily balance of $500 to earn APY. Open with as little as $500.

Offer: Promotional rate paid until maturity. Automatically renews at the next lowest non-promotional term rate unless contacted on or before maturity date. 10-day grace period. Early withdrawal penalty. $500 minimum daily balance required to earn APY.