Compare Bank & Credit Union Rates
Best CD rates in Altoona, PA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Altoona, PA
- 4.33%APY$2,363 over 60 months on $10,000
Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
4.25% interest rate
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More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.
Balance cap $500,000 · Effective Oct 12, 2026
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More details - 4.04%APY$1,041 over 30 months on $10,000
Requirements
Product: A penalty is imposed for early withdrawal prior to the maturity date. CDs automatically renew.
Offer: Penalty for early withdrawal.
4.00% interest rate · Effective Oct 16, 2026
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Minimum balance to open the account is $1,000. Minimum balance to obtain the APY is $1,000. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal.
Offer: Compounding frequency at maturity.
Effective Sep 30, 2026
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More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$1,202 over 37 months on $10,000intro rate
Requirements
Product: Locked rate for length of term. A wide range of terms available from 91 days to 7 years. Early withdrawals subject to penalty. Relationship Rates are available to qualifying customers.
Offer: 37 Month Special. Early withdrawal penalty applies.
Promotional rate · Effective Oct 1, 2026
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More details - 3.75%APY$1,587 over 48 months on $10,000
Effective Sep 22, 2026
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More details - 3.55%APY$385 over 13 months on $10,000
Requirements
Product: Term share rates are adjusted each Tuesday but are fixed for the term. Dividends are subject to change without prior notification. Option on certificates of 12 months or longer to have dividends compounded, paid to a share account, or paid by check. 90 days interest penalty for early withdrawal.
Offer: SPECIAL offer; paid quarterly.
Effective Sep 2, 2025
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More details - 3.35%APY$507 over 18 months on $10,000
Requirements
Product: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice. Not eligible to be opened as an IRA CD.
Offer: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice.
Effective Sep 22, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
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More details - 3.05%APY$861 over 33 months on $10,000
Requirements
Product: $1,000 minimum to open. Fees may reduce earnings. Penalty for early withdrawal. APY calculations based on 365-day term.
Offer: $1,000 to open and $0.01 minimum balance to obtain APY.
Effective Oct 5, 2026
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More details - 2.99%APY$223 over 9 months on $10,000intro rate
Requirements
Product: A minimum balance of $500 is required to open a certificate of deposit.
Offer: 9 MONTH SPECIAL ($500 min)
Promotional rate · 2.99% interest rate · Effective Nov 13, 2023
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More details - 2.01%APY$201 over 1 year on $10,000with conditions
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.
Qualified rate · 2.00% interest rate · Effective Sep 17, 2026
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More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Altoona, PA
131 CDs at 15 banks and credit unions · checked Sep 24–Oct 16
- Typical
- 1.76%
- Top 10% from
- 4.00%
- Banks, typical
- 1.76%
- Credit unions, typical
- 1.51%
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Altoona, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ARC Federal Credit UnionCredit union · 2 branches