Credit union · NCUA insured
USX Federal Credit Union
A $260.3M credit union headquartered in Cranberry Twp, PA, with 19,136 members and 9 branches in 2 states. Best rates: CDs 4.00% and savings 0.05% APY.
USX Federal Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#67 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About USX Federal Credit Union
Founded in 1938 by United States Steel Corporation employees, USX Federal Credit Union was established to educate members on financial matters and assist in managing daily finances.
Based in Cranberry Township, Pennsylvania, the credit union operates as a member-owned financial collective.
- Headquarters
- PO Box 1728, Cranberry Twp, PA 16066-0728
- NCUA charter
- 2740
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals who work for or are members of one of the credit union's 780 Preferred Partner Groups.
Family and household
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who is already a member of USX Federal Credit Union.
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who works for one of the Preferred Partner Groups.
Branches
9 branches in 2 states
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Pennsylvania
7 branches
- CranberryMain officePO Box 1728, Cranberry Twp, PA 16066Directions
- Greensburg Office532 W Pittsburgh St Ste 1, Greensburg, PA 15601Directions
- Jefferson Regional Medical Center565 Coal Valley Rd, Jefferson Hills, PA 15025Directions
- Monaca Office115 Wagner Rd Unit 108, Monaca, PA 15061Directions
- Monroeville2525 Monroeville Blvd, Monroeville, PA 15146Directions
- New Stanton305 N Center Ave, New Stanton, PA 15672Directions
- Saxonburg/Sarver479 N Pike Rd, Sarver, PA 16055Directions
Ohio
2 branches
- Findlay1038 Interstate Ct, Findlay, OH 45840Directions
- Marathon539 S Main St, Findlay, OH 45840Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.54% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.18% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.43% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio12.54%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.18%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of USX Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.