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Credit union · NCUA insured

Bethlehem 1st Federal Credit Union CD Rates

Bethlehem 1st Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.

How Bethlehem 1st Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Allentown, PA-NJ, where Bethlehem 1st Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Bethlehem 1st Federal Credit Union

    4.00%APY

    Term
    12 months
    Minimum
    —
    Earns on $10,000
    $400

    Share Certificates

  • Top rate

    First Northern Bank and Trust

    4.73%APY

    Term
    24 months
    Minimum
    $5,000
    Earns on $10,000
    $968

    First Northern Bank and Trust rates

  • 2nd-highest rate

    Unity Bank

    4.40%APY

    Term
    18 months
    Minimum
    $1,000
    Earns on $10,000
    $667

    Unity Bank rates

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Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Bethlehem 1st Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Individuals associated with affiliated Service Organization SEGs are eligible for membership.

Military, government and schools

  • Individuals associated with qualifying Education Select Employee Groups are eligible for membership.
  • Employees and constituents of affiliated Municipality SEGs are eligible for membership.
  • Individuals associated with qualifying Public Office SEGs are eligible for membership.
  • Students belonging to designated Student Groups are eligible for membership.

Family and household

  • Family members of existing Bethlehem 1st FCU members (including spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings, and adopted children) are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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