Credit union · NCUA insured
Morrisons Cove 1st FCU
A $61.8M credit union headquartered in Roaring Spring, PA, with 4,353 members and 1 branch in Pennsylvania. Best rates: CDs 4.00% and savings 1.00% APY.
Morrisons Cove 1st FCU Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#5 of 20 in Altoona, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Morrisons Cove 1st FCU
Morrisons Cove 1st FCU is a member-owned credit union headquartered in Roaring Spring, Pennsylvania.
- Headquarters
- 7533 Woodbury Pike, Roaring Spring, PA 16673
- NCUA charter
- 9681
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all employees of businesses and members of churches, organizations, or associations belonging to the Select Employee Group (SEG) list.
Family and household
- Family members—including spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings, and adopted children—of credit union members are eligible to join.
Cost to join
- Requires opening a share (savings) account with a minimum deposit of $5; there is no joining fee.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Morrisons Cove 1st FCUMain office7533 Woodbury Pike, Roaring Spring, PA 16673Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.44% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio10.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.44%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Morrisons Cove 1st FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.