Credit union · NCUA insured
Morrisons Cove 1st FCU CD Rates
Morrisons Cove 1st FCU’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Morrisons Cove 1st FCU’s CD rates compare
Compared with banks and credit unions near Altoona, PA, where Morrisons Cove 1st FCU has the most branches. $10,000, best rate first.
This credit union’s best
Morrisons Cove 1st FCU
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Share Certificate
Top rate
ARC Federal Credit Union
4.33%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,363
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Morrisons Cove 1st FCU CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.80%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Morrisons Cove 1st FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 5 terms
$500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded monthly. Penalty for early withdrawal. Rates subject to change | 3.80% | $188 |
| 12 monthsShare Certificate Special for the months of August, September, and October. Effective 8/1/2026-10/30/2026. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change | 4.00% | $400 |
| 13 monthsInterest compounded monthly. Penalty for early withdrawal. Rates subject to change | 3.75% | $407 |
| 18 monthsInterest compounded monthly. Penalty for early withdrawal. Rates subject to change | 3.50% | $530 |
| 24 monthsInterest compounded monthly. Penalty for early withdrawal. Rates subject to change | 3.80% | $774 |
Sources (1)
- mcove1stfcu.com/bank/share-certificates · captured Sep 17, 2026
Who can join Morrisons Cove 1st FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all employees of businesses and members of churches, organizations, or associations belonging to the Select Employee Group (SEG) list.
Family and household
- Family members—including spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings, and adopted children—of credit union members are eligible to join.
Cost to join
- Requires opening a share (savings) account with a minimum deposit of $5; there is no joining fee.
Membership information collected October 5, 2026.