Credit union · NCUA insured
USX Federal Credit Union CD Rates
USX Federal Credit Union’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How USX Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where USX Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
USX Federal Credit Union
4.00%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $502
Share Savings Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
USX Federal Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.40%
- 31–60 months31–60 mo2.60%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where USX Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Certificates
Up to 4.00%APY · 7 terms
USX Federal Credit Union membership is required. Early withdrawal penalties apply (30-day dividend penalty for 6 Month, 90-day dividend penalty for all others). Dividends compound and credit monthly.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.25% | 3.25% | 3.25% | 3.25%3.25% from $10k3.25% from $25k | $161 |
| 12 months | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $10k3.50% from $25k | $350 |
| 15 months | 4.00% | 4.00% | 4.00% | 4.00%4.00% from $10k4.00% from $25k | $502 |
| 24 months | 2.35% | 2.40% | 2.50% | 2.35%2.40% from $10k2.50% from $25k | $476 |
| 36 months | 2.45% | 2.50% | 2.60% | 2.45%2.50% from $10k2.60% from $25k | $753 |
| 48 months | 2.45% | 2.50% | 2.60% | 2.45%2.50% from $10k2.60% from $25k | $1,017 |
| 60 months | 2.55% | 2.60% | 2.70% | 2.55%2.60% from $10k2.70% from $25k | $1,342 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificates
Up to 3.50%APY · 5 terms
Includes Traditional IRA Certificates, Roth IRA Certificates, and Coverdell Education Certificates. USX Federal Credit Union membership is required. Early withdrawal penalty is a 90-day dividend penalty; exceptions include when account owner dies, is declared legally incompetent, or is 59 1/2 or older or permanently disabled. Dividends compound and credit monthly.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 months | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $10k3.50% from $25k | $350 |
| 24 months | 2.35% | 2.40% | 2.50% | 2.35%2.40% from $10k2.50% from $25k | $476 |
| 36 months | 2.45% | 2.50% | 2.60% | 2.45%2.50% from $10k2.60% from $25k | $753 |
| 48 months | 2.45% | 2.50% | 2.60% | 2.45%2.50% from $10k2.60% from $25k | $1,017 |
| 60 months | 2.55% | 2.60% | 2.70% | 2.55%2.60% from $10k2.70% from $25k | $1,342 |
Who can join USX Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals who work for or are members of one of the credit union's 780 Preferred Partner Groups.
Family and household
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who is already a member of USX Federal Credit Union.
- Membership is open to individuals who have an immediate family member (child, spouse, sibling, parent, grandparent or grandchild) who works for one of the Preferred Partner Groups.
Membership information collected October 5, 2026.