Credit union · NCUA insured
Hershey Federal Credit Union CD Rates
Hershey Federal Credit Union’s best CD rate is 4.00% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Hershey Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Harrisburg, PA, where Hershey Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hershey Federal Credit Union
4.00%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $434
Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Hershey Federal Credit Union CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hershey Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 11 terms
Hershey FCU membership required. No setup or maintenance fees. Early withdrawal penalty applies. Rate is guaranteed for term. Certificates automatically renew or transfer to a share account if term is no longer offered.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Certificates only | 1.00% | $50 |
| 8 monthsCD Special. Dividends paid quarterly | 3.85% | $255 |
| 12 monthsDividends paid quarterly | 1.25% | $125 |
| 13 monthsCD Special. Dividends paid quarterly | 4.00% | $434 |
| 16 monthsCD Special. Dividends paid quarterly | 3.80% | $510 |
| 18 monthsDividends paid quarterly | 1.50% | $226 |
| 24 monthsDividends paid quarterly | 1.60% | $323 |
| 25 monthsCD Special. Dividends paid quarterly | 3.50% | $743 |
| 36 monthsCD Special. Dividends paid quarterly | 2.00% | $612 |
| 48 monthsDividends paid quarterly | 1.80% | $740 |
| 60 monthsDividends paid quarterly | 2.00% | $1,041 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificates
Up to 4.00%APY · 10 terms
Traditional and Roth IRA options. No setup fees. No monthly or annual maintenance fees. Early withdrawal penalties apply. Rate is guaranteed for term. Certificates automatically renew or transfer to a share account if term is no longer offered.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 monthsCD Special. Dividends paid quarterly | 3.60% | $239 |
| 12 monthsDividends paid quarterly | 1.25% | $125 |
| 13 monthsCD Special. Dividends paid quarterly | 4.00% | $434 |
| 16 monthsCD Special. Dividends paid quarterly | 3.80% | $510 |
| 18 monthsDividends paid quarterly | 1.50% | $226 |
| 24 monthsDividends paid quarterly | 1.60% | $323 |
| 25 monthsCD Special. Dividends paid quarterly | 3.50% | $743 |
| 36 monthsCD Special. Dividends paid quarterly | 2.00% | $612 |
| 48 monthsDividends paid quarterly | 1.80% | $740 |
| 60 monthsDividends paid quarterly | 2.00% | $1,041 |
Sources (2)
All captured Sep 17, 2026
Who can join Hershey Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals and their immediate family members (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) who live, work, worship, or attend school in Dauphin or Lebanon Counties are eligible for membership.
Family and household
- Any immediate family member (spouse, children, siblings, parents, grandparents, grandchildren, step-parents, step-children, step-siblings, and adopted relationships) of current Hershey FCU members is eligible to join.
Cost to join
- All members are required to make a $5.00 deposit upon account opening.
Membership information collected October 5, 2026.