Credit union · NCUA insured
Propell CU CD Rates
Propell CU’s best CD rate is 4.00% APY on a 14-month share certificate (CD). Terms run from 3 months to 98 months. Rates checked October 16, 2026.
How Propell CU’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Propell CU has the most branches. $10,000, best rate first.
This credit union’s best
Propell CU
4.20%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $456
Dog Days of Summer Special Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Propell CU CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Propell CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Dog Days of Summer Special Certificate
Up to 4.20%APY · 1 term
Must be funded with new money only (or existing maturing certificates can rollover existing balance plus an additional $50,000). Maximum amount for special rate is $50,000. Limited to (1) certificate per member. Must be opened between 8/17/2026 and 9/31/2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsMust be opened between 8/17/2026 and expires at 11:59PM on 9/31/2026. Funded with new money only (or rollover of maturing certificate plus up to $50,000). Maximum $50,000 for special rate. Limit 1 certificate per member | 4.10% | $445 |
| 13 monthsRequires iSAVE Boost: active iSAVE Savings account (funded with new money, monthly ACH deposit, online banking and E-statements) and active iSAVE Checking account (monthly ACH, bill pay transaction, or debit card purchase). Must be opened between 8/17/2026 and 9/31/2026. Maximum $50,000 for special rate. Limit 1 certificate per member | 4.20% | $456 |
Certificates
Up to 4.00%APY · 10 terms
Early withdrawals on Share Term Certificates are subject to a penalty equal to 90 days of dividends on the principal amount withdrawn.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 8 months | 3.75% | $248 |
| 14 months | 4.00% | $468 |
| 26 months | 3.65% | $808 |
| 38 months | 3.50% | $1,151 |
| 50 months | 3.50% | $1,541 |
| 62 months | 3.50% | $1,945 |
| 74 months | 3.25% | $2,180 |
| 86 months | 2.75% | $2,146 |
| 98 months | 2.75% | $2,480 |
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 10 terms
Early withdrawals on Share Term Certificates are subject to a penalty equal to 90 days of dividends on the principal amount withdrawn.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 8 months | 3.75% | $248 |
| 14 months | 4.00% | $468 |
| 26 months | 3.65% | $808 |
| 38 months | 3.50% | $1,151 |
| 50 months | 3.50% | $1,541 |
| 62 months | 3.50% | $1,945 |
| 74 months | 3.25% | $2,180 |
| 86 months | 2.75% | $2,146 |
| 98 months | 2.75% | $2,480 |
Sources (1)
- propellcu.org/deposit-rates · captured Sep 17, 2026
Who can join Propell CU
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