Credit union · NCUA insured
Penn Credit Union CD Rates
Penn Credit Union’s best CD rate is 4.08% APY on a 13-month share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Penn Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Penn Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Penn Credit Union
4.08%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $443
Certificates (CDs)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates (CDs)
Up to 4.08%APY · 4 terms
$10,000 minimum deposit for all Share Certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.05% | $305 |
| 13 months | 4.08% | $443 |
| 18 months | 3.15% | $476 |
| 24 months | 3.30% | $671 |
Sources (1)
- penncu.org/savings-rates · captured Sep 17, 2026
Share Certificate Special
4.00%APY · 1 term
Available for a limited time
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsAvailable for a limited time | 4.00% | $434 |
Sources (1)
- penncu.org · captured Sep 17, 2026
Who can join Penn Credit Union
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