Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 316–330 results in Ohio
- Ashland Community Federal Credit UnionShare Certificates: RegularCD · 60 months · $500 min
Credit union · 1 branch
2.79%APY$1,475 over 60 months on $10,0002.76% interest rate · Effective Sep 25, 2026
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More details - Sorg Bay West Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · 1 branch
2.78%APY$138 over 6 months on $10,0002.75% interest rate
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Maximum weekly transfer amount is $100 from savings or checking. Opening deposit is the amount of weekly transfer. Penalty for early withdrawal.
Offer: Maximum deposit $100 per week
Effective Sep 1, 2026
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More details - 2.53%APY$274 over 13 months on $10,000
2.50% interest rate
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More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Guaranteed rate of return on savings. Opening a share account with a minimum deposit of $25.00 establishes membership in the credit union. Ask about matching any rate offered.
2.50% interest rate · Effective Dec 1, 2025
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More details - 2.53%APY$778 over 36 months on $10,000
Requirements
Offer: Early withdrawal penalty: 18 months
2.50% interest rate · Effective Sep 22, 2026
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More details - Local 392 Federal Credit UnionShare Certificate AccountsCD · 60 months · $500 min · up to $10,000
Credit union · 1 branch
2.52%APY$1,327 over 60 months on $10,000Requirements
Product: To earn dividends, you must have a balance greater than $500.00. Dividends are calculated using the average daily balance method and begin to accrue no later than the business day deposit is received. APY may vary due to account activity and balance. Fees may reduce earnings.
2.50% interest rate
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More details - STJ FCUShare CertificateCD · 7 months · $1,000 min · 2.52%–2.78% by balance
Credit union · 2 branches
2.52%APY$146 over 7 months on $10,000Requirements
Product: Dividends are computed daily and paid quarterly. Substantial penalty for early withdrawal before maturity. Once issued, the APY applies for the term of the certificate.
Offer: Special certificate.
2.50% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 2.52% $25,000 and up 2.78% Rate checked
More details - 2.50%APY$250 over 1 year on $10,000intro rate
Requirements
Product: Limited time promotional offer. Requires new funds only. Minimum deposit of $5,000 to open. Automatically renews for non-promotional 12-month rate at maturity. Early withdrawal penalty applies. Promotion is not available for Individual Retirement Accounts (IRAs).
Offer: New funds only. Minimum $5,000 deposit to open. Automatically renews for non-promotional 12-month rate at maturity. Early withdrawal penalty applies. Not available for IRAs.
Promotional rate · Effective Sep 18, 2025
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More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: For Traditional CDs, a penalty may be imposed for early withdrawal. Compounds maturity or quarterly depending on term. No monthly Add Ons. Certificates under $10,000.00 will have the interest added to the balance. Rate -.50 on any CD with int. checks written. Ask us about our current CD special.
Offer: Compounds Quarterly
2.48% interest rate · Effective Aug 31, 2026
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More details - Home Federal Savings and Loan Association of NilesCertificates of DepositCD · 60 months · $1,000 min
Bank · 1 branch
2.37%APY$1,243 over 60 months on $10,000Requirements
Product: Interest rate is fixed for term of the certificate. Automatically renews at maturity with a 7 calendar day grace period. Daily balance method used to calculate interest.
Offer: Quarterly compounding. Early withdrawal penalty of 12 Months of interest.
2.35% interest rate
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More details - 2.32%APY$1,215 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
2.30% interest rate · Effective Oct 5, 2026
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More details - 2.10%APY$643 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Balance cap $1,000,000 · Effective Oct 1, 2026
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More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
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More details - Northwestern Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · 1 branch
2.00%APY$1,041 over 60 months on $10,000Requirements
Product: Rate specials are not listed on the website. Contact the credit union for updated information. Dividends are paid quarterly based on an average daily balance and subject to change without prior notice. Early withdrawal penalty: 90 days on terms under 5 years; 365 days on 5-year terms.
Offer: Dividends paid quarterly based on average daily balance. 365 day early withdrawal penalty.
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch