Credit union · NCUA insured
Toledo Police Federal CU
A $56.7M credit union headquartered in Toledo, OH, with 3,147 members and 2 branches in Ohio. Best rates: CDs 2.53% and savings 2.17% APY.
Toledo Police Federal CU Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#11 of 31 in Toledo, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Toledo Police Federal CU
Toledo Police Federal Credit Union was chartered by the NCUA on March 18, 1940.
- Headquarters
- 2340 S Reynolds Rd, Toledo, OH 43614
- NCUA charter
- 3720
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible for membership.
Military, government and schools
- Employees of federal, state, county and municipal agencies or departments engaged in the police protection industry who work in Defiance, Erie, Fulton, Hancock, Henry, Lucas, Putnam, Ottawa, Sandusky, Seneca, Williams and Wood Counties in Ohio and Hillsdale, Lenawee and Monroe Counties in Michigan are eligible for membership.
- Persons retired as pensioners or annuitants from eligible police protection industry employment are eligible for membership.
Family and household
- Members of the immediate family (spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) or household of eligible persons are eligible for membership.
- Spouses of persons who died while in the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of such persons within the field of membership are eligible for membership.
Branches
2 branches in Ohio
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Ohio
2 branches
- ReynoldsMain office2340 S Reynolds Rd, Toledo, OH 43614Directions
- Downtown525 N Erie ST, Toledo, OH 43604Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio9.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Toledo Police Federal CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.