Bank · FDIC insured
Kentucky Farmers Bank CD Rates
Kentucky Farmers Bank’s best CD rate is 2.50% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Kentucky Farmers Bank’s CD rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Kentucky Farmers Bank has the most branches. $10,000, best rate first.
This bank’s best
Kentucky Farmers Bank
2.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,314
CD
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Kentucky Farmers Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo1.25%
- 16–30 months16–30 mo1.75%
- 31–60 months31–60 mo2.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kentucky Farmers Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD
Up to 2.50%APY · 9 terms
For Traditional CDs, a penalty may be imposed for early withdrawal. Compounds maturity or quarterly depending on term. No monthly Add Ons. Certificates under $10,000.00 will have the interest added to the balance. Rate -.50 on any CD with int. checks written. Ask us about our current CD special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounds Maturity | 0.20% | $5 |
| 6 monthsCompounds Quarterly | 0.75% | $37 |
| 12 monthsCompounds Quarterly | 1.25% | $125 |
| 15 monthsCompounds Quarterly | 1.25% | $156 |
| 18 monthsCompounds Quarterly | 1.25% | $188 |
| 24 monthsCompounds Quarterly | 1.75% | $353 |
| 36 monthsCompounds Quarterly | 1.75% | $534 |
| 48 monthsCompounds Quarterly | 2.00% | $824 |
| 60 monthsCompounds Quarterly | 2.50% | $1,314 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.