Bank · FDIC insured
Kentucky Farmers Bank
A $328.5M bank headquartered in Catlettsburg, KY, with 5 branches in 2 states. Best rates: CDs 2.50% and savings 0.50% APY.
Kentucky Farmers Bank Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#18 of 25 in Huntington, WV-KY-OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Kentucky Farmers Bank
Kentucky Farmers Bank maintains an office located in Ashland, Kentucky.
- Headquarters
- 2500 Broadway St, Catlettsburg, KY 41129
- FDIC certificate
- 267 ↗
Branches
5 branches in 2 states
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Kentucky
4 branches
- Kentucky Farmers Bank CorporationMain office2500 Broadway St, Catlettsburg, KY 41129Directions
- Ashland Office Branch835 Carter Ave, Ashland, KY 41101Directions
- Suburban Branch6313 Us Route 60, Ashland, KY 41102Directions
- Louisa Community Bank Branch4393 Highway 2565, Louisa, KY 41230Directions
Ohio
1 branch
- Wheelersburg Branch207 Center Street, Wheelersburg, OH 45694Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.70% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.12% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio15.70%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.12%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Kentucky Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.