Skip to content

Credit union · NCUA insured

Local 392 Federal Credit Union CD Rates

Local 392 Federal Credit Union’s best CD rate is 2.52% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.

How Local 392 Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Local 392 Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Local 392 Federal Credit Union

    2.52%APY

    Term
    60 months
    Minimum
    —
    Earns on $10,000
    $1,327

    Share Certificate Accounts

  • Top rate

    Peoples Exchange Bank

    4.50%APY

    Term
    13 months
    Minimum
    —
    Earns on $10,000
    $488

    Peoples Exchange Bank rates

  • 2nd-highest rate

    Community Savings Bank

    4.50%APY

    Term
    36 months
    Minimum
    $5,000
    Earns on $10,000
    $1,412

    Community Savings Bank rates

Compare CD rates near you →

Local 392 Federal Credit Union CD score

63

CD score

Higher than 9% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo1.51%
  • 16–30 months16–30 mo1.71%
  • 31–60 months31–60 mo2.52%
  • QualifiedQualified2.52%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Local 392 Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Local 392 Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Local 392 Federal Credit Union overview