Credit union · NCUA insured
Northwestern Federal Credit Union CD Rates
Northwestern Federal Credit Union’s best CD rate is 2.00% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Northwestern Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Ohio, where Northwestern Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwestern Federal Credit Union
2.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,041
Share Certificates
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Northwestern Federal Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo1.10%
- 9–15 months9–15 mo1.25%
- 16–30 months16–30 mo1.55%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwestern Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.00%APY · 7 terms
Rate specials are not listed on the website. Contact the credit union for updated information. Dividends are paid quarterly based on an average daily balance and subject to change without prior notice. Early withdrawal penalty: 90 days on terms under 5 years; 365 days on 5-year terms.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 0.95% | $24 |
| 6 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 1.10% | $55 |
| 12 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 1.25% | $125 |
| 18 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 1.40% | $211 |
| 24 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 1.55% | $312 |
| 36 monthsDividends paid quarterly based on average daily balance. 90 day early withdrawal penalty | 1.70% | $519 |
| 60 monthsDividends paid quarterly based on average daily balance. 365 day early withdrawal penalty | 2.00% | $1,041 |
Who can join Northwestern Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You must live, work, worship, or own a business in Williams County.
Cost to join
- A one-time $0.50 membership fee is required to join.
- $5.00 minimum deposit into a Share Account is required to open and maintain membership.
Membership information collected October 5, 2026.