Credit union · NCUA insured
Ashland Community Federal Credit Union CD Rates
Top CarrotAshland Community Federal Credit Union’s best CD rate is 3.40% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Ashland Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Ashland, OH, where Ashland Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ashland Community Federal Credit Union
3.40%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $1,820
Share Certificates: Jumbo
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Ashland Community Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo1.85%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ashland Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates: Jumbo
Up to 3.40%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.75% | $43 |
| 6 months | 1.85% | $92 |
| 9 months | 2.05% | $153 |
| 12 months | 3.20% | $320 |
| 24 months | 3.25% | $661 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.35% | $1,409 |
| 60 months | 3.40% | $1,820 |
Sources (1)
- ashlandfcu.org/why-acfcu/todays-rates · captured Oct 16, 2026
Accumulator - 12 Month
3.09%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance >$5.00 per week | 3.09% | $309 |
Sources (1)
- ashlandfcu.org/why-acfcu/todays-rates · captured Oct 16, 2026
Share Certificates: Regular
Up to 2.79%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.50% | $37 |
| 6 months | 1.60% | $80 |
| 9 months | 1.70% | $127 |
| 12 months | 2.59% | $259 |
| 24 months | 2.64% | $535 |
| 36 months | 2.69% | $829 |
| 48 months | 2.74% | $1,142 |
| 60 months | 2.79% | $1,475 |
Sources (1)
- ashlandfcu.org/why-acfcu/todays-rates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
Up to 3.20%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsJumbo | 1.85% | $92 |
| 6 monthsRegular | 1.60% | $80 |
| 12 monthsJumbo | 3.20% | $320 |
| 12 monthsRegular | 2.59% | $259 |
Sources (1)
- ashlandfcu.org/why-acfcu/todays-rates · captured Oct 16, 2026
Who can join Ashland Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Ashland County are eligible for membership.
Family and household
- Individuals who are related to an existing member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25 to become a member.
Membership information collected October 5, 2026.