Credit union · NCUA insured
Ashland Community Federal Credit Union
Top CarrotA $22.8M credit union headquartered in Ashland, OH, with 2,706 members and 1 branch in Ohio. Best rates: CDs 3.40% and savings 3.09% APY.
Ashland Community Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#2 of 9 in Ashland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ashland Community Federal Credit Union
Ashland Community Federal Credit Union is a member-owned credit union based in Ashland, Ohio, serving members since 1951.
- Headquarters
- 1123 Sugarbush Dr, Ashland, OH 44805
- NCUA charter
- 7072
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Ashland County are eligible for membership.
Family and household
- Individuals who are related to an existing member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25 to become a member.
Branches
1 branch in Ohio
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Ohio
1 branch
- Main OfficeMain office1123 Sugarbush Dr, Ashland, OH 44805Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.29% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.10% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio12.29%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.10%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ashland Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.