Credit union · NCUA insured
STJ FCU CD Rates
STJ FCU’s best CD rate is 2.78% APY on a 7-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How STJ FCU’s CD rates compare
Compared with banks and credit unions near Canton, OH, where STJ FCU has the most branches. $10,000, best rate first.
This credit union’s best
STJ FCU
2.52%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $146
Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
STJ FCU CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo2.52%
- 9–15 months9–15 mo0.70%
- 16–30 months16–30 mo0.90%
- 31–60 months31–60 mo0.75%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where STJ FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.52%APY · 6 terms
Dividends are computed daily and paid quarterly. Substantial penalty for early withdrawal before maturity. Once issued, the APY applies for the term of the certificate.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.35% | — | 0.35% | $17 |
| 7 monthsSpecial certificate | 2.52% | 2.78% | 2.52%2.78% from $25k | $146 |
| 12 months | 0.70% | 0.80% | 0.70%0.80% from $25k | $70 |
| 18 months | 0.80% | 0.85% | 0.80%0.85% from $25k | $120 |
| 24 months | 0.90% | 0.95% | 0.90%0.95% from $25k | $181 |
| 36 months | 0.75% | 0.85% | 0.75%0.85% from $25k | $227 |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Special-purpose accounts
IRA Certificate
Up to 2.52%APY · 6 terms
Dividends are computed daily and paid quarterly. Substantial penalty for early withdrawal before maturity. Once issued, the APY applies for the term of the certificate.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 0.35% | — | 0.35% | $17 |
| 7 monthsSpecial certificate | 2.52% | 2.78% | 2.52%2.78% from $25k | $146 |
| 12 months | 0.70% | 0.80% | 0.70%0.80% from $25k | $70 |
| 18 months | 0.80% | 0.85% | 0.80%0.85% from $25k | $120 |
| 24 months | 0.90% | 0.95% | 0.90%0.95% from $25k | $181 |
| 36 months | 0.75% | 0.85% | 0.75%0.85% from $25k | $227 |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Who can join STJ FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.