Bank · FDIC insured
Home Federal Savings and Loan Association of Niles CD Rates
Home Federal Savings and Loan Association of Niles’s best CD rate is 3.51% APY on a 6-year CD. Terms run from 6 months to 6 years. Rates checked October 16, 2026.
How Home Federal Savings and Loan Association of Niles’s CD rates compare
Compared with banks and credit unions near Youngstown, OH, where Home Federal Savings and Loan Association of Niles has the most branches. $10,000, best rate first.
This bank’s best
Home Federal Savings and Loan Association of Niles
2.37%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,243
Certificates of Deposit
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
Cardinal Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $260
Home Federal Savings and Loan Association of Niles CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo2.02%
- 16–30 months16–30 mo2.07%
- 31–60 months31–60 mo2.37%
- QualifiedQualified2.37%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home Federal Savings and Loan Association of Niles ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates of Deposit
Up to 3.51%APY · 8 terms
Single Maturity-Non-renewable upon maturity; after maturity the account will receive earnings at the regular savings account rate. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsQuarterly compounding. Early withdrawal penalty of 3 Months of interest | 2.68% | — |
| 11–12 monthsQuarterly compounding. Early withdrawal penalty of 3 Months of interest | 2.73% | — |
| 15 monthsQuarterly compounding. Early withdrawal penalty of 6 Months of interest | 2.73% | — |
| 24 monthsQuarterly compounding. Early withdrawal penalty of 6 Months of interest | 2.84% | — |
| 36 monthsQuarterly compounding. Early withdrawal penalty of 12 Months of interest | 2.84% | — |
| 48 monthsQuarterly compounding. Early withdrawal penalty of 12 Months of interest | 2.89% | — |
| 60 monthsQuarterly compounding. Early withdrawal penalty is negotiable | 3.30% | — |
| 72 monthsQuarterly compounding. Early withdrawal penalty is negotiable | 3.51% | — |
Sources (1)
- homefedniles.com/deposit-rates · captured Sep 17, 2026
Certificates of Deposit
Up to 2.37%APY · 7 terms
Interest rate is fixed for term of the certificate. Automatically renews at maturity with a 7 calendar day grace period. Daily balance method used to calculate interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsQuarterly compounding. Early withdrawal penalty of 3 Months of interest | 2.02% | $100 |
| 12 monthsQuarterly compounding. Early withdrawal penalty of 3 Months of interest | 2.02% | $202 |
| 18 monthsQuarterly compounding. Early withdrawal penalty of 6 Months of interest | 2.07% | $312 |
| 24 monthsQuarterly compounding. Early withdrawal penalty of 6 Months of interest | 2.07% | $418 |
| 36 monthsQuarterly compounding. Early withdrawal penalty of 6 Months of interest | 2.17% | $665 |
| 48 monthsQuarterly compounding. Early withdrawal penalty of 12 Months of interest | 2.32% | $961 |
| 60 monthsQuarterly compounding. Early withdrawal penalty of 12 Months of interest | 2.37% | $1,243 |
Sources (1)
- homefedniles.com/deposit-rates · captured Sep 17, 2026
Opening an account
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