Compare Bank & Credit Union Rates
Best CD rates in Missouri
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Missouri
- 2.25%APY$112 over 6 months on $10,000
Requirements
Product: All certificates have the option of paying quarterly or monthly interest transferred to another ACU account. Minimum balance requirement is $100 for members age 18 and under to earn stated APY. Early withdrawal penalties may apply.
Offer: Quarterly compounding. Minimum balance requirement is $100 for members age 18 and under to earn stated APY. Early withdrawal penalty may apply.
2.23% interest rate · Effective Oct 1, 2026
Rate checked
More details - Southeast Missouri Community Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
2.02%APY$202 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited quarterly (or payable options upon request). Maintaining a minimum balance of $5 in Share Savings is required for eligibility.
2.00% interest rate · Effective Apr 29, 2026
Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.76%APY$265 over 18 months on $10,000
Requirements
Product: Compounded quarterly. A certificate maturing one year or less will have a 90 day interest penalty. A certificate maturing over one year will have a 180 day interest penalty.
Offer: Compounded quarterly. A certificate maturing over one year will have a 180 day interest penalty.
1.75% interest rate · Compounded quarterly · Effective Sep 29, 2026
Rate checked
More details - 1.41%APY$725 over 60 months on $10,000intro rate
Requirements
Offer: Initial interest rate in effect for 3 years; if on 3rd anniversary the 24 month CD rate is higher, Step-Up rate adjusts to that higher rate for remainder of term.
Promotional rate · 1.40% interest rate · Effective Jun 17, 2026
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More details - 1.41%APY$725 over 60 months on $10,000
Requirements
Product: All rates subject to change. Annual percentage yield assumes interest remains on deposit until maturity. Daily balance method used to calculate interest. Additional deposits and principal withdrawals not permitted prior to maturity. Automatic renewal with a 10-day grace period. Early withdrawal penalties apply.
Offer: CD 5 Year. Compound APY. Compounded and credited quarterly. Earned interest must be greater than $10.00 to withdraw; otherwise it is compounded. Automatically renews for a 60-month term.
Effective May 1, 2026
Rate checked
More details - 1.26%APY$126 over 1 year on $10,000
Requirements
Product: Requires a minimum opening deposit of $50 and automated deposits / transfers over 12 months. Certificate accounts are subject to penalty for early withdrawal. Membership eligibility required.
Offer: Requires automated deposits. Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
1.25% interest rate · Effective Feb 1, 2025
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More details - 1.05%APY$427 over 48 months on $10,000
Requirements
Product: No monthly pay option available and a 365 day penalty for early withdraw. Bump rate option 1 time for 48 Month and 2 times for 60 Month over original term.
Offer: No monthly pay option available and a 365 day penalty for early withdraw. Bump rate option 1 time over original term.
Effective Oct 17, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 22, 2026
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More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: No setup or maintenance fees. $1,000 minimum deposit to open. Early withdrawals subject to penalty (3 and 6 month terms penalty is 3 months interest; greater than 6 to 24 months penalty is 6 months interest; greater than 24 months penalty is 12 months interest).
Offer: Penalty for early withdrawal (12 months interest).
1.00% interest rate · Effective Apr 4, 2023
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More details - 0.75%APY$81 over 13 months on $10,000
Requirements
Product: Membership eligibility required. Fixed interest compounds monthly. Subject to early withdrawal penalty. Fees could reduce earnings.
Effective Sep 1, 2026
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More details - 0.50%APY$50 over 1 year on $10,000
Requirements
Product: Can deposit additional money anytime. Certificate rates remain fixed for the term of the certificate. Interest credited to account and compounded every month. Penalty may be imposed for early withdrawal.
Offer: Can Deposit Additional Money Anytime
0.50% interest rate · Effective Oct 5, 2026
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More details - Academic Employees Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min
Credit union · 1 branch
0.40%APY$120 over 36 months on $10,000Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Missouri
1,676 CDs at 176 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.15%
- Banks, typical
- 2.78%
- Credit unions, typical
- 3.41%
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Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch