Credit union · NCUA insured
Southeast Missouri Community Credit Union
A $6.2M credit union headquartered in Park Hills, MO, with 1,118 members and 1 branch in Missouri. Best rates: CDs 2.02% and savings 0.20% APY.
Southeast Missouri Community Credit Union Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#3 of 3 in Farmington, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southeast Missouri Community Credit Union
Established in 1951, Southeast Missouri Community Credit Union is a member-owned financial cooperative headquartered in Park Hills, Missouri.
The credit union serves residents, employers, and employees across St. Francois, Ste. Genevieve, Madison, and Washington counties.
- Headquarters
- 312 W Main St, Park Hills, MO 63601-2544
- NCUA charter
- 67716
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of St. Francois County, Ste. Genevieve County, Madison County, or Washington County are eligible for membership.
Employers and groups
- Anyone employed with or retired from AT&T and its subsidiaries is eligible for membership.
- All employers and employees in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.
Family and household
- Immediate family of persons employed with or retired from AT&T and its subsidiaries are eligible for membership.
- Family of employers, employees, and residents in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish membership and ownership in the credit union.
Branches
1 branch in Missouri
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Missouri
1 branch
- Southeast Missouri Community Credit UnionMain office312 W Main St, Park Hills, MO 63601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.68% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio8.68%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southeast Missouri Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.