Bank · FDIC insured
Preferred Bank
A $134.5M bank headquartered in Rothville, MO, with 5 branches in Missouri. Best rates: CDs 3.86% and savings 0.20% APY.
Preferred Bank Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#72 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Preferred Bank
Founded in 1904, Preferred Bank is an independent community bank.
Preferred Bank operates branches in Rothville, Marceline, Brookfield, Lee's Summit, and Napoleon, Missouri.
- Headquarters
- 205 Main St, Rothville, MO 64676
- FDIC certificate
- 10628 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Kansas City area · 2
- Melody Lane Branch601 Se Melody Ln, Lee's Summit, MO 64063Directions
- Napoleon Bank Branch295 W 2nd St, Napoleon, MO 64074Directions
Rothville area · 1
- Preferred BankMain office205 Main St, Rothville, MO 64676Directions
Brookfield area · 1
- Brookfield Branch28638 Highway 11, Brookfield, MO 64628Directions
Marceline area · 1
- Marceline Branch1719 N Missouri Ave, Marceline, MO 64658Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.56% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.18% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio7.56%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.18%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Preferred Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.