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Credit union · NCUA insured

Southeast Missouri Community Credit Union CD Rates

Southeast Missouri Community Credit Union’s best CD rate is 2.02% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.

How Southeast Missouri Community Credit Union’s CD rates compare

Compared with banks and credit unions near Farmington, MO, where Southeast Missouri Community Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Southeast Missouri Community Credit Union

    2.02%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $202

    Certificates of Deposit

  • Top rate

    Belgrade State Bank

    4.28%APY

    Term
    8 months
    Minimum
    $1,000
    Earns on $10,000
    $283

    Belgrade State Bank rates

  • 2nd-highest rate

    Unico Bank

    4.23%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $459

    Unico Bank rates

Compare CD rates near you →

Southeast Missouri Community Credit Union CD score

62

CD score

Higher than 6% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo2.02%
  • 16–30 months16–30 mo1.76%
  • 31–60 months31–60 mo1.00%
  • QualifiedQualified2.02%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Southeast Missouri Community Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Southeast Missouri Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Residents of St. Francois County, Ste. Genevieve County, Madison County, or Washington County are eligible for membership.

Employers and groups

  • Anyone employed with or retired from AT&T and its subsidiaries is eligible for membership.
  • All employers and employees in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.

Family and household

  • Immediate family of persons employed with or retired from AT&T and its subsidiaries are eligible for membership.
  • Family of employers, employees, and residents in St. Francois County, Ste. Genevieve County, Madison County, and Washington County are eligible for membership.

Cost to join

  • An initial share deposit of $5.00 is required to establish membership and ownership in the credit union.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Southeast Missouri Community Credit Union overview