Credit union · NCUA insured
Vantage Credit Union
A $1.1B credit union, the 424th largest of 4,329, headquartered in St. Charles, MO, with 68,069 members and 14 branches in Missouri. Best rates: CDs 4.00% and savings 1.00% APY.
Vantage Credit Union Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#42 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vantage Credit Union
Founded in 1957, Vantage Credit Union is a member-owned financial institution.
The credit union serves people and families across the St. Louis area with 14 locations.
- Headquarters
- 19 Research Park Ct, St. Charles, MO 63304-5616
- NCUA charter
- 67804
Branches
14 branches in Missouri
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Missouri
14 branches
- Ballwin13849 Manchester Rd, Ballwin, MO 63011Directions
- Bridgeton11915 Saint Charles Rock Rd, Bridgeton, MO 63044Directions
- Creve Coeur611 N Lindbergh Blvd, Creve Coeur, MO 63141Directions
- West County16260 Truman Rd, Ellisville, MO 63011Directions
- Eureka1467 W 5th St, Eureka, MO 63025Directions
- Twin Cities332 Festus Centre Dr, Festus, MO 63028Directions
- Greenway Chase601 Greenway Chase Dr, Florissant, MO 63031Directions
- North County11654 W Florissant Ave, Florissant, MO 63033Directions
- OFallon29 Ofallon Sq, O'Fallon, MO 63366Directions
- Progress Point100 Progress Point Ct, O'Fallon, MO 63368Directions
- South County4545 Lemay Ferry Rd, St. Louis, MO 63129Directions
- Sunset Hills3860 S Lindbergh Blvd, St. Louis, MO 63127Directions
- Cave Springs1040 Cave Springs Blvd, St. Peters, MO 63376Directions
- Wentzville1750 Wentzville Pkwy, Wentzville, MO 63385Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.03% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.35% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio8.03%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.35%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vantage Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.