Bank · FDIC insured
Bank of Springfield CD Rates
Bank of Springfield’s best CD rate is 1.41% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Bank of Springfield’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Bank of Springfield has the most branches. $10,000, best rate first.
This bank’s best
Bank of Springfield
1.41%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $725
Certificate of Deposit (CD)
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Bank of Springfield CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 3–8 months3–8 mo0.26%
- 9–15 months9–15 mo0.46%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo1.41%
- QualifiedQualified1.41%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Springfield ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 1.41%APY · 10 terms
All rates subject to change. Annual percentage yield assumes interest remains on deposit until maturity. Daily balance method used to calculate interest. Additional deposits and principal withdrawals not permitted prior to maturity. Automatic renewal with a 10-day grace period. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSimple APY. Automatically renews for a 3-month term | 0.21% | $5 |
| 6 monthsSimple APY. Automatically renews for a 6-month term | 0.26% | $13 |
| 12 monthsSimple APY. Automatically renews for a 12-month term | 0.41% | $41 |
| 15 months15 Month Flex CD. Simple APY. Automatically renews for an 18-month term | 0.46% | $58 |
| 18 monthsSimple APY. Automatically renews for an 18-month term | 0.51% | $77 |
| 24 monthsCD 2 Year. Simple APY. Automatically renews for a 24-month term | 0.75% | $151 |
| 36 monthsCD 3 Year. Simple APY. Automatically renews for a 36-month term | 0.91% | $275 |
| 42 monthsSimple APY. Automatically renews for a 48-month term | 1.12% | $398 |
| 48 monthsCD 4 Year. Compound APY. Compounded and credited quarterly. Earned interest must be greater than $10.00 to withdraw; otherwise it is compounded. Automatically renews for a 48-month term | 1.17% | $476 |
| 48 monthsCD 4 Year. Simple APY. Automatically renews for a 48-month term | 1.16% | $472 |
| 60 monthsCD 5 Year. Compound APY. Compounded and credited quarterly. Earned interest must be greater than $10.00 to withdraw; otherwise it is compounded. Automatically renews for a 60-month term | 1.41% | $725 |
| 60 monthsCD 5 Year. Simple APY. Automatically renews for a 60-month term | 1.40% | $720 |
Sources (1)
- bankwithbos.com/rates · captured Sep 17, 2026
Opening an account
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