Credit union · NCUA insured
Academic Employees Credit Union CD Rates
Academic Employees Credit Union’s best CD rate is 0.40% APY on a 3-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Academic Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Columbia, MO, where Academic Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Academic Employees Credit Union
0.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $120
Term Share Certificates
Top rate
Regional Missouri Bank
4.42%APY
- Term
- 48 months
- Minimum
- $100
- Earns on $10,000
- $1,889
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Academic Employees Credit Union CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Academic Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 0.40%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.10% | $5 |
| 12 months | 0.20% | $20 |
| 24 months | 0.30% | $60 |
| 36 months | 0.40% | $120 |
Sources (2)
All captured Sep 17, 2026
Who can join Academic Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.