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Credit union · NCUA insured

Arsenal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

Arsenal Credit Union’s best CD rate is 2.25% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How Arsenal Credit Union’s CD rates compare

Compared with banks and credit unions near St. Louis, MO-IL, where Arsenal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Arsenal Credit Union

    2.25%APY

    Term
    6 months
    Minimum
    —
    Earns on $10,000
    $112

    Certificate of Deposit (CD)

  • Top rate

    De Soto Mo Pac Credit Union

    5.09%APY

    Term
    12 months
    Minimum
    $5,000
    Earns on $10,000
    $509

    De Soto Mo Pac Credit Union rates

  • 2nd-highest rate

    Paramount Bank

    5.00%APY

    Term
    11 months
    Minimum
    $1,000
    Earns on $10,000
    $457

    Paramount Bank rates

Compare CD rates near you →

Arsenal Credit Union CD score

63

CD score

Higher than 9% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.25%
  • 9–15 months9–15 mo2.25%
  • 16–30 months16–30 mo2.00%
  • 31–60 months31–60 mo2.00%
  • QualifiedQualified2.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Arsenal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Arsenal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to individuals who live or work, or small businesses located, in served counties and select ZIP codes in Missouri and Illinois.

Employers and groups

  • Membership is open to members of select local labor organizations (BCTGM Local 4, CWA 4217, Iron Workers Local 396, SEIU Healthcare Illinois, UFCW Local 534).
  • Membership is open to individuals involved in the local real-estate industry (agents, appraisers, brokers, real-estate company employees in MO/IL, and real-estate association members).

Military, government and schools

  • Membership is open to retired employees of the Department of Defense and Department of Veterans Affairs residing in the St. Louis area.
  • Membership is open to federal government workers, postal employees, and individuals working for the Coast Guard or National Guard in the St. Louis area.
  • Membership is open to employees of the National Geospatial-Intelligence Agency (NGA), the local VA, or contractor companies of either.
2 more ways to join

Military, government and schools

  • All VA beneficiaries are eligible to open an account when setting up direct deposit through the Veterans Benefits Banking Program.

Family and household

  • Membership is open to family members (parent, grandparent, sibling, child, grandchild, spouse, aunt, uncle, niece, nephew, first cousin, or legal guardian, including steps, in-laws, and adoptive relationships) of individuals eligible based on where they live or work.

Cost to join

  • A $5.00 minimum deposit in a savings account is required to establish membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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