Bank · FDIC insured
Bank of Springfield
A $2B bank headquartered in Springfield, IL, with 18 branches in 2 states. Best rates: CDs 1.41% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs611.41%for 31–60 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Springfield
Bank of Springfield was founded in 1965 in Springfield, Illinois.
The privately held bank has grown to operate 17 full-service branches across Illinois and Missouri.
- Headquarters
- 3400 Wabash Ave, Springfield, IL 62711
- FDIC certificate
- 19506 ↗
Branches
18 branches in 2 states
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Illinois
15 branches
Springfield area · 5
- Bank of SpringfieldMain office3400 Wabash Ave, Springfield, IL 62711Directions
- Chatham Il Branch1140 Commercial Ct, Chatham, IL 62629Directions
- 2nd And Madison Branch301 N 2nd St, Springfield, IL 62702Directions
- Madison Street Branch850 E Madison St, Springfield, IL 62702Directions
- Stevenson Drive Branch2600 Stevenson Dr, Springfield, IL 62703Directions
St. Louis area · 4
- Glen Carbon Branch2160a South Illinois Route 157, Glen Carbon, IL 62034Directions
- Shiloh Branch1770 Frank Scott Pkwy E, Shiloh, IL 62269Directions
- 417 West North Street Branch417 W North St, Staunton, IL 62088Directions
- Swansea Branch1717 N Illinois St, Swansea, IL 62226Directions
Jacksonville area · 2
- Jacksonville Branch1701 W Morton Ave, Jacksonville, IL 62650Directions
- Jacksonville Branch303 W College Ave, Jacksonville, IL 62650Directions
Quincy area · 2
- Bos Quicy 48th Street Facility220 N 48th St, Quincy, IL 62305Directions
- Quincy Branch1111 Maine St, Quincy, IL 62301Directions
Champaign area · 1
- Champaign Facility Branch1015 W Windsor Rd, Champaign, IL 61821Directions
Bloomington area · 1
- Bloomington Normal Facility Branch1713 Fort Jesse Rd, Normal, IL 61761Directions
Missouri
3 branches
St. Louis area · 2
- O'Fallon Mo Facility Branch101 Laura K Dr, O'Fallon, MO 63366Directions
- 7730 Carondelet Banking Center Branch7730 Carondelet Ave, St. Louis, MO 63105Directions
Kansas City area · 1
- Kansas City Facility Branch8622 Ne 85th St, Kansas City, MO 64157Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.22% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.43% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalLeverage ratio9.22%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.43%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Springfield are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.