Compare Bank & Credit Union Rates
Best CD rates in Baton Rouge, LA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–29 results in Baton Rouge, LA
- 3.75%APY$186 over 6 months on $10,000
Effective Mar 27, 2025
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends are compounded quarterly. Available to members of DOCCU or employees/retirees of DOC or its subsidiaries and immediate family members.
Offer: Early withdrawal penalty: For 6 mo and 1 year Certificate is 30 days of dividends earned or all dividends earned, whichever is least.
3.70% interest rate · Compounded quarterly
Rate checked
More details - La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 3 branches
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
Rate checked
More details - Citizens Bank & Trust CompanyCertificate of Deposit (CD)CD · 8 months · $10,000 min
Bank · 2 branches
3.67%APY$243 over 8 months on $10,000Requirements
Product: Earn money market rates on terms ranging from 7 days to 5 years. Interest compounds annually or at maturity.
Offer: High Yield 8-Month CD. $10,000 minimum balance required. Penalty for early withdrawal.
Effective Jan 13, 2026
Rate checked
More details - La Capitol Federal Credit Union6 Month Share CertificateCD · 6 months · $2,500 min
Credit union · 3 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Fixed APY. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Effective date 10/09/2026.
Offer: APY 3.50%. Effective date 10/09/2026.
Effective Oct 9, 2026
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Earns competitive interest rate based on certificate term. Terms available from 1 month to 60 months. A penalty may be imposed for early withdrawal.
Offer: Compound: Quarterly
3.25% interest rate · Effective Dec 3, 2025
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Early withdrawal on certificates 1 year and less results in loss of dividends for 90 days or all dividends earned, whichever is less; over 1 year results in loss of dividends for 180 days or all dividends earned, whichever is less.
Offer: Calculated daily, paid monthly & transferred to savings/checking account, or paid quarterly & added to certificate
Effective May 1, 2026
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 1 branch
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - LES FCUShare CertificatesCD · 12 months · $500 min · 0.57%–3.82% by balance
Credit union · 2 branches
0.57%APY$57 over 1 year on $10,000Requirements
Product: Membership required. Penalty for early withdrawal.
Offer: Dividends paid at maturity. Penalty for early withdrawal.
3.75% interest rate · Effective Nov 4, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.77% $1,000 and upYour amount 0.57% $50,000 and up 3.82% Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Baton Rouge, LA
236 CDs at 24 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.65%
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Find your bank or credit union to see all its rates and how they compare near you.
Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch